Mortgage Calculator
Calculate payments, total interest, and see how overpayments save you money
Loan Details
£
£
%
£
Payment Summary
Monthly Payment
£1,267
Principal + Interest
Total Interest
£130,020
Over 25 years
Total Cost
£355,020
Loan amount + Interest
Loan Amount
£225,000
Home price minus deposit
Balance Over Time
Without Overpayments
Year-by-Year Amortization
| Year | Start Balance | Interest Paid | Principal Paid | End Balance |
|---|
Tip: Even small overpayments can save you thousands in interest and years off your mortgage. A £100/month overpayment on a £225,000 mortgage at 4.5% can save over £20,000 in interest.