FIRE Calculator

Financial Independence, Retire Early — calculate your path to freedom

Your Numbers

Annual Income (after tax)

Annual Expenses

Current Savings & Investments

Expected Annual Return (%)

Your Current Age

Savings Rate

40%

$30,000/year saved

FIRE Number

$1.13M

25x annual expenses

Years to FIRE

12.4

Retire at age 42

Monthly Investment

$2,500

Needed to reach FIRE

Lean FIRE ($800K-$1.2M)

Minimalist lifestyle, $32K-$48K/year spending

Regular FIRE ($1.2M-$2.5M)

Comfortable lifestyle, $48K-$100K/year spending

Fat FIRE ($2.5M+)

Luxury lifestyle, $100K+/year spending